Split transaction refers to more than 5 different individuals, the same day, every other day or multiple consecutive days after the purchase of forex, forex remittances to the same person or institution abroad; individuals in 7 days from the same forex savings account for more than 5 withdrawals close to the equivalent of 10,000 U.S. dollars in foreign currency cash; the same person will be transferred to its forex savings account deposits to more than 5 immediate family members and other circumstances defined as individual split settlement and sale of forex.

For example, Bob intends to buy a house in the U.S. and is stuck with the $50,000 annual limit on forex purchases, so he asks a relative in his family to purchase a forex and wire it to him (on the same day, the next day or multiple days in a row). This may constitute a split transaction of individual forex purchases, and if the total amount of forex purchases exceeds the equivalent of US$200,000 within 90 days, Bob will be on the bank's "Watch List". He may be suspended from forex transactions and remittances.

As long as the individual settlement and sale of forex through multiple trips and frequencies to circumvent the limit management are individual split settlement and sale of forex, therefore, there is no fixed definition of multiple consecutive days.